We combine psychological
profiling & mathematics to
optimise growth!
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Welcome to Third Circle Asset Management
How do we add value to your investment success?
It is the task of our portfolio managers to realize your growth and return expectations with the results of only a few selected collective investment schemes.
These collective investment schemes were selected with your risk and return expectations in mind. These collective investment schemes were selected with the aim to comply with not only life stages, but the many personality types.
Your personal expectations as well as your goals and tolerance levels are determined after joint consultation with your financial advisor and the Money Anchor Profiler.
All the collective investment schemes were selected to cover the entire risk spectrum with almost no overlap between them. The choice of collective investment schemes may vary from time to time as the investment climate changes.
Using a strategy of aligning the psychology of investing with the mathematics thereof is what brings Third Circle Asset Management continued success.
Click here to complete the Money Anchor Profile
Using a purely quantitative approach, we avoid any subjectivity in the selection of funds for investment. While it is easy, and surprisingly common in the industry, to invest in a fund without proper justification, such a modus operandi is most definitely sub-optimal over the longer term.
Sub-optimal motivations for making investment decisions include inter alia:
• Previous positive experiences with the fund wasn’t this just pure luck?
• Previous negative experiences with the fund, due to for example bad timing, that result in .......great.investment opportunities not being taken
• Personal relationships with fund managers
• Perceptions of fund quality, which are often the result of good marketing and popularity .......rather than intrinsic quality
• Familiarity with funds or fund managers it’s hard work keeping up to date with new types of .......products, approaches and strategies.
There are many risk and psychological profiling systems available in the marketplace but in our research, we found that none of the existing systems comply with our expectations.
We created a unique and accurate profiling system called the Money Anchor Profile (MAP) ®.
The main focus of this profiling system is to understand our investors as individuals. With the advice from our portfolio managers, Third Circle Asset Management designed seven different portfolios to reflect the risk preferences.
The portfolios also take into account the different asset classes preferred by investors.
The portfolio composition is made possible by the utilization of the SPOTS ® (Stochastic Portfolio Optimisation Through Simulation) model.
MEET THE TEAM OF THIRD CIRCLE ASSET MANAGEMENT
The company was founded by Hugo Snyman in 2007. He has become an expert in the investment field through more than thirty years of practical field experience. During this time he has always had a passion for creating value for his clients by utilizing the best available strategies.
Having lived through at least four major market crashes he knows from first-hand experience the trauma that a declining market can cause an investor. Painful lessons were learned by relying on 'experts' and trying to out-guess the market. He realized that all successful investors work according to a well prepared plan.
Hard-won experience taught him that the mathematics of an investment must be matched to the client's psychological make-up. TCAM was therefore started to apply this knowledge for the benefit of their clients.
Third circle Asset Management is a registered Asset Manager and the company is housed in it's own offices in Route 21 Corporate Park, Centurion.
Click on a photo to read a short bio about the person.
MANAGING DIRECTOR
Hugo Snyman - AAT, HCFP
Hugo aims to provide a value model of exceptionally honest and transparent products and services which will make people queue and break down doors to do business with Third Circle.
It is important to Hugo to invent unique and creative answers to common challenges. Hugo wants to be remembered as a person who has always offered cutting edge solutions in an ever-evolving environment and who can draw diverse people together to achieve a common purpose.
Hugo is passionate about sharing his knowledge & expertise to help people understand the joy of managing their money well.
CHIEF INVESTMENT OFFICER
Ian Michael Lane, CFA B.Sc. (Physics), B.Sc. (Fin. Math.), B.Sc. (Hons) Fin. Math.
Ian Lane, chief investment officer of Third Circle Asset Management, boasts plenty of the right qualifications, as well as vast experience in the financial and economic environment. Obtaining a degree in Financial Mathematics is difficult enough, but Ian succeeded in obtaining a degree in Financial Mathematics and Physics simultaneously before he did an honnours degree in Financial Maths. He is currently busy with a Masters in Financial Engineering at the University of Pretoria.
Ian is a qualified Eurex trader and a chartered financial analyst. His passion lies in investments and various markets and asset classes. He firmly believes in a holistic and disciplined long-term approach to financial planning, and believes that the resultant investment management should be performed through a well-researched, objective, structured process, with the exclusive goal of satisfying the client's clearly defined objectives in terms of both risk and return.
Ian is well known on radio and TV, notably Summit TV and Ontbytsake, both on DStv, as well as SABC News and SAFM (Market Update Show). He also contributed various articles to newspapers and magazines, such as Moneyweek, and serves as an expert source of information for journalists.
CHAIRMAN - ADVISORY COMMITTEE
Van Der Spuy Brink, BSc and BSc (Honours).
Van der Spuy Brink, social entrepreneur, philanthropist, business strategist, academic, corporate storyteller and public speaker and also a member of the Third Circle advisory committee.
Creating wealth is important to Van der Spuy, as he believes that accumulating wealth is a measure of one's success and a means to an end. Life, for him, however, doesn't evolve around making money, but having money is necessary to contribute and add value to society and not be a burden.
This is exactly what Van der Spuy does: he makes money in order to fund projects that he believes in, such as promising young entrepreneurs and Camp Quality, an initiative that reaches out to young cancer patients. It is his joy to be in the position to decide where he wants to add his value.
CHIEF ECONOMIST
Christo Luüs, B.Com, B.Com (Hons) Econometrics (cum laude), MBL, FIFM (SAIFM)
Ask Christo Luüs about his maxim for life and he quips: Do what you do do well, boy! These words from the 1965 Ned Miller song became his childhood motto which spurred him on to consistently reach academic and professional heights.
I never had extremely high aspirations in a big corporate environment, but I always wanted to do my work well, he says about his professional prowess, and especially about his appointment as the chief economist at Absa in 1998. This was one of the highlights of his career. In 2007, he left Absa to start his own economic consultancy, Ecoquant (Pty) Ltd, in association with Quantec (Pty) Ltd.
He is now involved in economic scenario modelling, impact studies, and other macro-economic and sectoral research. At a professional level he is involved in the following forums: He was appointed by the Minister of Finance to the SA Statistics Council; he is a member of the Board of Governors of the South African Institute of Financial Markets and a Central Council member of the Economic Society of SA. In 2009, Christo was chosen as the 2008 Sake 24 Economist of the Year.
About his role on the advisory board of Third Circle, Christo says that his involvement adds value because he understands both the human psyche and the economy. Economy is as much about psychology as about economic results, he says. His role includes informing clients at a macro-investment level and looking at the interrelationship between personality profiles and economic choices.
Christo feels strongly about service excellence. Know the client's true need, he says. In the end, service is not only about rands and cents, but about the client's perception of the service and how those results are aligned with the client's psychological profiling. Setting goals and keeping to deadlines are essential qualities when providing a service, maintains Christo, as failing to do so isn't only disappointing to one's clients, but can also cause them to suffer losses.
Living with integrity, being consistent in one's behavior and making the best of one's life are the three major things that are important to Christo Luüs in his personal and professional life. He will feel content if, one day, he can look back on his life and say: I did what I was meant to do and I did it well.
OPTIMISATION EXPERT
Dr Louwerence Erasmus, Pr. Eng.
Dr Louwrence Erasmus, a formidable addition to Third Circle's advisory board. He is excited about adding his weight to the team, because, says he, he will work with figures and will do what he enjoys most: finding simple solutions for complex problems in cooperation with multi-disciplinary teams who truly enjoy what they do.
He measures his success in the industry against the satisfaction of his clients, insisting on a few basic rules that have to be in place to ensure this success.
These are: subscribing to common values, clearly defining expectations, following a transparent and structural approach, and adding measurable value.
PSYCHOLOGY PROFILING SUPPORT
Dewald Scholtz, MA (Ind Psych) (Reg Psychologist), MBA (Wits), Post Grad Dip Info Mngmnt.
Dewald Scholtz describes his work at Third Circle as building the bridge between the clients needs and wants and the best solution for the particular client.
It is a fallacy to say the client is always right, he says. The client doesnt always have the required knowledge to make the best decisions.According to Dewald, this is where the expert comes in: it is his task and responsibility to help the client reach the expected outcome even though it might be in a different manner to what the client originally wanted.
A registered industrial psychologist with a Masters in Business Administration and several qualifications in tax, investment and short term insurance, Dewald fits snugly into his position at Third Circle. Sporting a rare combination of interests and expert knowledge, he is the perfect candidate to develop and design a new psychological profiling model for investors, with the aim to offer them the best investment opportunities based on their personality preferences.
After many years in the corporate world, Dewald started his own consulting business in the early 2000s. He consults both to corporate companies that need turn-around solutions and to other consultants. In addition to his work as a consultant, he is a director in a company that offers quality housing solutions to the poor.
My focus is not about making money only. It is important to me to make a real difference in peoples lives, he summarises his work philosophy.
Poverty eradication is close to his heart, as, he says: Poverty lies at the root of all societys problems: health, education, crime. If poverty is sorted out, many of these problems will be taken care of. As an aside: Then you just need a few journalists and auditors to get a go at those thieves who steal the money!
Apart from being autonomous and always trying to apply his knowledge in innovative ways, living with integrity and displaying a healthy sense of humour are important to Dewald. I would like to be remembered one day as a good guy who did the best for his clients and society at large, as a good father, and as a person who knew how to laugh at lifes quirks, he concludes
CORPORATE MARKETING
Deon Olckers, CA (SA) and LLB
I am a student of life, enthused by learning and being involved in the creation of new enterprises. Seeing a project come to life where previously there was nothing gives me immense satisfaction, and I take great pleasure in using my skills as a qualified accountant and analytical thinker to help a venture come to fruition. Asking the what if questions prior to launch, ensuring that a project runs according to plan and analyzing the various business scenarios to ensure that the best option is chosen are ways in which I enjoy adding value.
10 years of involvement with one of the largest corporate brokerages in the country has left me with a passion for client advice and for ensuring that the financial needs of clients are always met and prioritized. This desire to always argue for the client has brought me to the like-minded team at TCAM, where I will assist with implementing distribution strategies that both benefit the business and offer value for money to clients.
SENIOR ECONOMIST
Fanie Joubert, M.Com (Econometrics)
Im passionate about acquiring wisdom, experience and knowledge, and about the people who can benefit from these. At Third Circle Asset Management I have the opportunity of working with an outstanding team of diverse specialists, which, along with my experience of the asset management environment, has enabled me to forge a deep under-standing of investor needs and expectations, and of the appropriate ways of realising investor goals.
Frequent radio and television appearances, as well as being a senior economics lecturer at the University of South Africa, enable me to communicate this valuable knowledge I have acquired with people outside of asset management circles.
Within Third Circle, my role is to liaise with financial advisors, investors and support the team in meeting the ultimate goal of investment managers: happy investors.
Hugo Snyman
Ian
Lane
Van Der Spuy
Brink
Hugo
Snyman
Van der Spuy
Christo
Luüs
Louwrence
Erasmus
Dewald
Scholtz
Deon
Olckers
Fanie
Joubert
How to place investments on LISP platforms...
Step by step instructions to place investments at AIMS
Third Circle Asset Management - AIMS Mandate
Link to forms - click on form needed and dowload.
AIMS actions steps to place investments.pdf
AIMS Mandate.pdf
BELEGGER INLIGTINGSBLAD.pdf
Step by step instructions to place investments at Glacier
Glacier actions steps to place investments.pdf
TCAM-Glacier Mandate
Phone Glacier to supply you with application forms
Glacier Mandate Third Circle Asset Management Portfolio Solutions September 2011.pdf
3 TCAM Glacier.pdf
Momentum Wealth actions steps to place investments.pdf
Step by step instructions to place investments at Momentum Wealth
Pre-populated switch forms
Phone Momentum to supply you with application forms
Momentum Wealth Mandate.pdf
Switch Strutures
You only need a completed and signed switch form.
You handle the switch form as per normal by giving the instruction to your broker consultant or faxed to Momentum Wealth. Should you require assistance please call Hugo at 082 551 7127 or 086 111 4560.
OUR LEGACY
Third Circle Asset Management Guide dog project
27 March: Graduation day for 8 Labradors. They passed rigorous testing, graduated in style.
People that care, like Third Circle Asset Management, send dogs into society for not only blind people, those needing somebody to call for help, open doors and be a companion.
Somebody wise once said: “What is the purpose of animals?
....It is to humanize humans..."
Click here to go to our blogspot:
FUND FACT SHEETS & RANKINGS
Click on the fund of your choice for more detailed information or to obtain a fund fact sheets.
Every fund in South Africa has a fund factsheet to help you understand the fund in more detail. It contains key information from where and what the fund invests in, to how it has performed.
ThirdCircleFlexibleFoFDec11.pdf
ThirdCircleDefensiveFoFDec11.pdf
TECHNICAL INFORMATION
Comparative month end figures 31 August 2011.pdf
Asset Management is about
the number of apples in a seed,
not about the number of
seeds in the apple!
INVESTOR BEHAVIOUR AND FUND SOLUTIONS
Money Market.pdf
CPI 3.pdf
CPI 6.pdf
CPI 5.pdf
CPI 4.pdf
CPI 7.pdf
CPI 8.pdf
Flexible.pdf
ARTICLES
Present_2104_2010.pdf
FPI Website version.pdf
Presentation by
Christo Luüs
Van Der Spuy Brink
SA Longterm returns June2011.pdf
Compiled by
FPI Feedback.pdf
FPI Feedback
DISCLOSURE DOCUMENT
DISCLOSURE DOCUMENT (In terms of Act No. 37, 2002 Financial Advisory and Intermediary Services act, 2002) FAIS act 2002. Third Circle Asset Management (Pty) Ltd (TCAM) is a registered financial services provider licensed by the Financial Services Board under license no.: 24 202.
As an independent asset management company we focus on value added discretionary investment management services, both for the individual as well as institutions. Third Circle Asset Management (Pty) Ltd is wholly owned by its management. We are a multi manager of collective investment schemes, all of which are in conjunction with respected banking establishments.
Third Circle Asset Management (Pty) Ltd is a pioneer in the field of aligning a person's asset allocation with a person's money personality (Money Anchor Profiling - MAP).
The leaders within Third Circle Asset Management (Pty) Ltd they have done this in such a way that a seamless integration is maintained between the client's wishes, personality traits and the eventual design of the client's portfolio. This strategy has brought great success in aligning the psychology of investing with the mathematics thereof.
Third Circle Asset Management (Pty) Ltd does not give financial advice.
Third Circle Asset Management (Pty) Ltd does not directly or indirectly hold more than 10% of an insurer's shares.
Third Circle Asset Management (Pty) Ltd did not receive more than 30% of the last year's asset management fees and remuneration from one source.
Third Circle Asset Management (Pty) Ltd is not an associated company of any insurer.
Third Circle Asset Management (Pty) Ltd has Professional Indemnity Insurance and the underwriter is Phoenix Underwriting Managers.
FSP Reg. No.: 24202
Comp. Reg. No.: 2004 / 007420 / 07
POLICY ON CONFLICT OF INTEREST 13 08 2010.pdf
Due diligence 03 June 2011 V3.pdf
MAP Questionnaire.pdf
Contact us
Suite 2, Regency Pavilion, c/o Regency and Viceroy streets,
Route 21 Office Park, Irene, Pretoria, South Africa.
Telephone: 086 111 4560 | Fax: 012 345 5629
You can mail us directly at the links below:
Route to Third Circle.pdf
Hugo Snyman • Ian Lane • Van der Spuy Brink • Christo Lu ü s • Louwrence Erasmus
Dewald Scholtz • Deon Olckers • Fanie Joubert • Connie Snyman
Farrah Labuschagne • Thilo Otterpohl
TCAM - Calendar
Welkom by Third Circle Batebestuur
Hoe voeg ons waarde tot jou beleggingsukses toe?
Ons voeg sielkundige profilering en wiskunde saam vir die beste groei!
Ons portefeulje bestuurders maak verwagtinge ’n werklikheid met ’n paar uitgesoekte belegging benaderings. Dit uitgesoek met jou risiko en verwagte uitkomstes ingedagte, en in te pas met verskillende lewenstadiums en persoonlikheidstipes. Dit word bepaal nadat ons met jou finansiële adviseur sowel as ons unieke Geldanker Profilering gekonsulteer het.
Third Circle Batebestuur kombineer die sielkundige aspekte van beleggings met die wiskundige en ekonomiese aspekte daarvan.
Kliek hier om jou Geldanker Profiel te doen - GAP
Die maklike en verassend algemene benadering in die industrie om in fondse te belê sonder deeglike toetsing is ‘n sekere manier wat suboptimale groei sal veroorsaak. Ons vermy enige subjektiwiteit as ons fondse kies deur ‘n suiwer kwantitatiewe benadering te gebruik.
Sulke suboptimal prosesse vir beleggings besluite sluit in:
• Vorige positiewe ervarings met die fonds. Was dit nie net geluk nie?.
• Vorige negatiewe ervarings met die fonds as gevolg van slegte tyd berekening wat veroorsaak ....het dat goeie geleenthede verby gegaan het.
• Persoonlike verhoudings met fondbestuurders.
• Persepsie oor die fonds kwaliteit wat dikwels die gevolg van goeie bemarking en gewildheid is ....eerder as werklike gehalte.
• Bekendheid met fondse en fondsbestuurders want dit is harde werk om met nuwe ontwik-....kelinge tred te hou soos produkte, benaderings en strategieë
Met vele risiko en sielkundige profileringsstelsel beskikbaar, kon ons geen kry wat aan ons verwagtinge voldoen nie. Ons het ‘n unieke en akurate profileringsstelsel geskep en noem dit GAP® (Geldanker Profiel).
Die hoof fokus van die profileringsstelselis om ons beleggers as unike persone te verstaan. Met die raad van ons portfolio bestuurders het Third Circle Batebestuur sewe verskillende porte-feuljes ontwerp om elkeen van die risiko voorkeure te dien. Die portefeuljes neem ook die verskillende bateklasse wat beleggers verkies in ag.
Die portefeulje samestelling word moontlik gemaak deur ons SPOTS ® (Stochastic Portfolio Optimisation Through Simulation) model te gebruik.
WIE IS THIRD CIRCLE BATEBESTUUR?
Die maatskappy is in 2007 deur Hugo Snyman gestig. Hugo het meer as 30 jaar ervaring in die wêreld van beleggings en het altyd ‘n passie vir waardeskepping vir sy kliënte gehad deur die beste strategieë te gebruik.
Na vier groot mark ineenstortings ken hy die trauma van ‘n dalende mark op die belegger. Pynlike lesse was geleer deur “kenners” te glo en hy het geleer dat suksesvolle beleggers op ‘n deeglike plan staat maak.
Die ervaring het geleer dat harde wiskunde gekoppel moet word met die kliënt se persoonlikheid. TCAM het begin om die kennis tot die voordeel van ons kliënte aan te wend.
Third Circle Batebestuur is ‘n geregistreerde batebestuurder and sy kantore is in die Route 21 Kantoorpark in Centurion.
Kliek op die foto om ‘n kort agtergrond van die persoon te lees.
Bestuurende Direkteur –
Hugo Snyman, AAT, HCFP
Hugo streef daarna om ‘n waardemodel by te dra wat sorg vir eerlikheid, en deursigtige produkte en dienste wat mense sal laat tou staan om besigheid te doen met Third Circle.
Vir Hugo is dit belangrik om unieke en kreatiewe antwoorde te vind vir alledaagse uitdagings. Hy wil graag onthou word as ’n persoon wat altyd effektiewe oplossings vir probleme gebied het in ’n dina-miese omgewing en wie diverse mense byeen kon trek om ’n gesamentlike doel te bereik.
Hy is passievol daaroor om sy kennis en kundigheid te deel sodat ander mense ook die tevredenheid kan ervaar wat saam met goeie geldelike bestuur kom.
Hoof Beleggingsbeampte
Ian Michael Lane, CFA B.Sc. (Fisika), B.Sc. (Fin. Wisk.), B.Sc. (Hons) Fin. Wisk.
Ian Lane, hoof beleggingsbeampte het kwalifikasies sowel as ervaring in die finansiële en ekonomiese omgewings. Ian is tans besig met die meestersgraad in finansiële wiskunde by die Universiteit van Pretoria.
Ian is ‘n gekwalifiseerde Eurex handelaar en ‘n geoktroeerde finansiële analis. Hy fokus op beleg-gings, verskillende markte en bateklasse en glo in ‘n holistiese en gedisiplineerde lang termyn benadering. Hy weet dat beleggingsbestuur deur ‘n goed nagevorsde, objektiewe en gestruktureerde proses moet gaan met die doel om die kliënt se duidelike behoeftes aan risiko en opbrengs te voldoen.
Ian is wel bekend op radio en TV soos Summit TV en Ontbytsake ,asook SABC Nuus en SAFM. Hy het verskeie artikels in tydskrifte (Monyweek) en koerante geskryf en dien as ‘n bron van inligting vir joernaliste.
Voorsitter, Adviseurende Komitee –
Van Der Spuy Brink, BSc en BSc (Honneurs).
Van der Spuy Brink: sosiale entrepreneur, filantroop, besigheidstrateeg, akademikus, korpora-tiewe storieverteller en redenaar, asook lid van die Third Circle adviseurende kommitee.
Om rykdom te skep is belangrik vir Van der Spuy, want hy glo dat dit ‘n maatstaf van ‘n persoon se sukses is, sowel as dit wat jou instaat stel om jou doelwitte te bereik. Die lewe draai egter nie vir hom om geld maak nie, maar volgens hom is geld steeds noodsaaklik om ’n waardevolle bydrae te lewer tot die gemeentskap en om nie ’n las vir ander te wees nie. En dit is presies wat hy uitleef: hy maak geld sodat hy ‘n bydrae kan lewer tot fondse waarin hy glo, juis omdat dit vir hom so ’n groot vreugde is om te kan besluit waar hy ’n bydrae kan lewer.
Hoof Ekonoom
Christo Luüs, B.Com, B.Com (Honneurs) Ekonometrie (cum laude), MBL, FIFM (SAIFM)
As jy vir Christo Luüs vra wat sy leuse in die lewe is, sal hy antwoord: Doen goed in dit wat jy doen! Hierdie woorde uit die 1965 Ned Miller liedjie het reeds in sy kinderdae sy leuse geword en dit het hom aangemoedig om konstant te streef na akademiese en professionele hoogtes.
“Ek het nooit besondere hoë apsirasies in die groot korporatiewe omgewing gehad nie, maar ek wou altyd my werk goed doen,” sê hy oor sy professionele bekwaamheid, en in die besonder oor sy aanstelling as hoofekonoom van ABSA in 1998. Hierdie was een van die hoogtepunte van sy loopbaan.
In 2007 is hy weg by ABSA om sy eie ekonomiese konsultasie maatskappy, Ecoquant (Edms.) Bpk. te begin, in samewerking met Quantec (Edms.) Bpk. Hy doen ekonomiese scenario modellering, impakstudies, en ander makro-ekonomiese - en sektorale navorsing. Hy is betrokke by die volgende forums: aangestel deur die Minister van Finansies om op die raad van Statistiek Suid-Afrika te dien; lid van die Raad van Direkteure van die Suid-Afrikaanse Instituut van Finansiële Markte en 'n Sentrale Raad lid van die Ekonomiese Vereniging van SA. In 2009, is Christo gekies as die 2008 Sake 24 Ekonoom van die Jaar.
By Third Circle, glo Christo dat hy waarde tot die span byvoeg, omdat hy beide die menslike psige en die ekonomie verstaan. Ekonomie gaan net so baie oor sielkunde as oor die ekonomiese resultate, sê hy. Sy rol sluit in om kliënte in te lig op 'n makro-beleggingsvlak en om te kyk na die verband tussen die persoonlikheidsprofiele en ekonomiese keuses.
Christo het ’n paar lewensfilosofieë: hy glo ’n mens moet doelwitte stel en by sperdatums hou, omdat as jy dit nie doen nie is dit nie net teleurstellend vir kliënte nie, maar dit kan ook veroorsaak dat hulle verliese te ly. Hy glo ook daarin om met integriteit te lewe en om konsekwent te wees in jou optrede. Hy sal tevrede voel as hy een dag kan terug kyk op sy lewe en sê: Ek het gedoen wat ek veronderstel was om te doen en ek het dit goed gedoen.
Optimeserings Deskundige
Dr Louwrence Erasmus Pr. Eng.
